I don`t even want to think about how much it would cost to get back from NZ to Britain or evacuate in nedisch! With your mother`s case, it is not only the state of health, but a combination of this condition with their age. For more information on the UK health system, visit the Ministry of Health website (external link). To access these services, you must register with an NHS General Practitioner. The sky forbids that something happened, that repatriation costs could push someone without insurance into bankruptcy. Mutual health agreements are not enough for medical care. Other countries may close borders, restrict freedom of movement or introduce new quarantine rules without warning. Check out our tips on what to consider, and be prepared to stay abroad longer than expected. There are a number of services that are not publicly funded, and these are different from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance. You have to pay privately for most dental services. Costs can vary, so it`s a good idea to compare rates between dentists.
Several potentially cheaper sources of travel insurance have been mentioned, I have never had to use one, but I have heard good reports from others who have used these proposed guidelines – but I do not know if they have ever had to make a claim. I didn`t need travel insurance or a large wallet to be taken to the emergency room. I could have invented too much fun in a hospital bed (or at least a waiting room) instead of a wicker chair in a hotel lobby if I had known that New Zealand had these wonderful things called mutual health agreements with Australia and Britain. However, the nice supplements offered by travel insurance, such as daily allowances and more extreme coverage such as medical evacuation, are not covered by these transnational health care offerings. Members of the travel insurance industry indicate that you still need travel insurance to cover medical mishaps in Australia and the UK. Given the age and health you have revealed, even though it is no longer current (and there may be others smaller), I would say that it is essential that this traveller have comprehensive and comprehensive travel insurance. It should only be taken into account in the price/budget of this trip to NZ. Here is a link from Cancer Research UK with a list of specialist companies that offer insurance, I fully understand where you are interested.
I had the same problem last year. The cheapest I could cover in Europe for 3 weeks was $600, and the insurer I worked with for years wanted $1550. Some specialized companies wouldn`t even name me. New Zealand and Australia have a mutual health agreement, which means that New Zealand citizens travelling to Australia are entitled to limited subsidized health services for the necessary medical care during a visit to Australia. The mutual health agreement includes necessary medical treatment. The necessary medical treatment is any illness or injury that occurs while you are in Australia and requires treatment before returning home. Natalie Ball, Director of Comparetravelinsurance.co.nz said: « New Zealand`s mutual health agreements do not cover ambulance transport, family doctor visits, dental care or certain medications. From a small medical excursion with gastro to a serious accident, a big effort could fall into their pocket. You pay a reduced fee if you register with a firm. You can only register if you are entitled to publicly funded health services.